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Why You Need to Take an English Course
Author: Chris Jenkinson
For anyone who was raised speaking a different language, taking an English course can be a real boon, not only for employment opportunities, but educational requirements, as well.
There are many facilities in the UK that offer English as a second language courses but not all offer equal benefits for your money. Take a look at some of these tips and pointers to find an English course that will be appropriate for you and your needs.
Who Needs to Learn English?
Let’s face it. In today’s world, the ability to fluently speak English and understand it is almost a necessity, no matter your goals or ambitions. But for some people, it is an absolute requirement.
If you are interested in furthering your education by attending a university in the UK, you must be able to pass the International English Language Testing System (IELTS) or the Test of English as a Foreign Language (TOEFL) with a minimum score. Most institutions of higher education also require that in addition to this minimum mark you further your English skills through advanced instruction in a university foundation course.
Anyone who is interested in employment opportunities overseas will also need to know English and demonstrate a good command of the language. Whether you wish to apply for a job in the United States, in the European Union, or simply as an outsourced call agent from an English-speaking country, then extensive knowledge of the language will be necessary.
What to Expect From a English as a Foreign Language Course
The type of English as a Foreign Language (EFL) course that is most appropriate for you depends largely on your current skill level and ability to demonstrate a good command of the language. While some universities and employers offer their own private examinations to test this skill, others will require a passing score from one of the official examinations noted above (IELTS or TOEFL).
Some classes teaching English will be of minimal duration while others delve more extensively into the intricacies of the language. You may feel more comfortable taking an introductory class prior to the actual EFL course. Of course, your own needs will determine which is more appropriate for you. Many universities offer a summer class which can be completed before admittance into regular fall semester courses.
No matter the length and duration of the English course you decide upon, all of them should teach the basics, at a minimum. This includes reading, writing, listening, and speaking. Advanced courses will cover additional skills related to such subjects as writing college papers, speaking in public, etc.
The cost of the course alone is not a good indicator of its effectiveness and value. There are many facilities that advertise cheap EFL classes, but often their instructors are not properly licensed and the facility itself is not properly accredited. These are things to beware of when selecting the proper educational institution for you.
Anyone who wishes to get ahead in the world will want to ensure they are properly prepared for the possibilities by taking an English course. A full command of the language is imperative to take advantage of many of the opportunities outside of your home country. Don’t be left behind. Find an accredited EFL school and further your learning today.
Article Source: http://www.articlesbase.com/college-and-university-articles/why-you-need-to-take-an-english-course-907522.html
About the Author
Find out more about taking an English course at the Midlands Academy of Business and Technology.
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The problems with most credit/debt counseling agencies is 1, there is no promise they will help you at all. 2, you have to pay a fee for their services – services you can do yourself.
My advice, if you have a financially savvy friend or relative, sit with them, get your bills and income together and go over a budgeting strategy. If you don’t have someone that can help you with that, look online for budgeting tools, or simply get out a calculator and figure it out yourself – it’s not hard to do, but can be tricky when you’re trying to figure out how much to give this company or that company or which debt to pay first etc..
When you get all that figured out, you yourself can contact the companies you owe and say this is what I can afford each month to pay you. Take it or leave it. They’ll take it, they want their money. Now prior to the “take it or leave” part – Tell them you want an interest freeze placed on the debt. That freeze will stop all debts from growing interest. When you satisfy the debts you will regain access to whatever account it is you froze – unless of course it’s a typical bill, then it’s simply paid off…
Credit companies do work with people, but not many realize that, they are afraid to negotiate till it’s so far out of hand – sent to collections or a judgment was placed etc… Best take action sooner than later..
Avoid agencies, they’re not necessarily all scams, but they rarely help and always overcharge.
If a case is closed without a discharge, more than likely you have not taken your personal financial management course.
If you have not taken the credit counseling, your case will get dismissed.
If it was closed without a discharge, you will have to file a motion to reopen the case to file a financial management certificate. ($220 to reopen a chapter 7 and $150 for a chapter 13)
http://www.rib.uscourts.gov/Docs/BKLegislation2005/FinancialMgmtExternal.pdf
The bankruptcy probably dropped your score between 150 and 200 points. If you pulled the score at the time of filing, the bankruptcy most likely had not hit the report and wasn’t reflected.
Also, all three scores from the credit bureaus are figured different ways as is the actual FICO, so there is a variance of between 25 and 125 points, depending on which scores you are comparing.
well get a job and pay off the debts. if you got hurt on the job why didnt you get workers comp? doesnt add up buddy.
Time is it! Keep paying your accounts on time for an extended period of time! Closing an account or paying off and account does not help as much as paying it on time for a long time. Make sure you pay other bills on time ie… water, electric, rent, hospital, etc. They can lower you score if they report you as a slow pay!
How many points can you realistically raise you credit score in a matter of a few months?
If you had only possibly one old debt to pay off, you had 3 accounts open showing you are making regular payments..anything else you can do?? It’d be nice if it could be like having your drivers license, where if you take a defensive driving course you can get so many points knocked off your record. Well maybe they should have a credit and money counseling course and you add so many points!!
oh no…lol. I had many more than just one old debt on my credit..but i only have one remaining that is not paid!
What happens if a Bankruptcy is closed without discharge?
Are you still allowed to get credit? What can you possibly do to resolve this? The reason for the closing without discharge is for not being able to timely complete the Debt Counseling Course. Is it too late to get counseling after getting the judgement?
so do the creditors contact you again? for the credit part, i think the question should have been how soon can one qualify like say for a car loan or mortgage after an undischarged bk?
What is the best choice for a person with a large amount of debt and a low income job?
I only want to hear legitimate ideas. My debt was incurred because of an on the job back injury. I was hurt and couldn’t work or pay my bills. I unfortunately used my credit card cash option to pay many bills. I own a house worth 85,000 and I owe 85,000. I have close to 30,000 in credit card debt and of course I barely make enough to pay my mortgage and electric. I have looked into debt consolidation, credit counseling, and bankruptcy. I used to have good credit and it is terrible now. I would appreciate any sound legitimate advice that will dig me out of this hole. Please give me ideas that are not scams. I need to know my best option.
How accurate is a credit score from on reporting agency (vs all 3)?
I filed Chapter thirteen in 10-09. I had to complete a debt counseling course as a result of filing. The counseling service that my attorney sent me through ran my credit score at the time of filing, and reported it at 635 (claimed to be a score from all three reporting agencies). A few days ago, I purchased a credit score from Equifax’s website. They claimed they reported the FICO. It reported my credit at 479. How can there be such a difference in just a few months, or are the scores two different animals? Any help explaining this is appreciated.
Has anyone taken online debt counseling course?
Has anyone taken it through Cricket Debt Counseling ? At the end of the course, you’re suppose to call and speak to one of their debt counselor. Just curious if anyone went through their company. How long are you expected on the phone and what kind of questions are asked?